cloner.ccsolbitar.comexfunds.comalbet.io
mi-trade.iowego-trade.iocloner.ccinvest-card.comexfunds.comjaemoney.ltdbitaldar.iotradexp.netzeppelincars.comt3invester.com
RichNetFunds.comfunding-un.combinvest.ltdalbet.io
  • lumino.cloud Project Details (Trial group)

Lumino
Our Investment: $105
Minimal Spend: $10
Referral: 3 Levels: 3% -1% -1%
Status:
Online: 2021-07-10 (25 D)
Monitored: 24 Days
Last Paid: 2 days ago
79%Payout: 79%
Withdrawal:
Our Rating:
Info: | ISP | HYIPLogs.com | ahr | ahm | hyipbiz | hyipbiz | HYIPBOX| | lumino.cloud Review, Technical Analysis, RCBs and more at AllStats.io | iprohyip.com
PerfectMoney EpayCore DDOSProtect SSL
Investment Plans: 100.5% after 1 Day | 103.5% after 5 Days | 15.5% daily for 7 Days (108.5% ROI)

Lumino Program Description

Lumino Welcome to our team!
A modern financial platform for attracting private investment with affordable and comfortable conditions for each investor. Trusting us with your funds, you get a safe and reliable service managed by professional investors and experienced analysts, stable income and a secure instant payment system.

Monitor Button Code

HYIP Monitor-Invest-Tracing.com
Copy the code below and put it on your site to show this monitor button
<a href="https://invest-tracing.com/detail-Lumino.html" target="_blank"><img src="https://invest-tracing.com/button-14383.png" border="0" alt="Monitored by Invest-Tracing.com"></a>

Add Your Comments For Lumino

Comments: *

Your Email: *
*

Post by user losive

Hong Kong xxxxx@gmail.com Aug 04, 2021 15:23

got paid,thanks

Post by user wythe

Germany xxxxx@gmail.com Aug 04, 2021 07:41

Funds have been transferred to your account. Operation ID: 615665272046 Operation Date: 03.08.2021 16:03 Status: Completed Sender's account: ePayCore U456263993455 Amount: 20.1 USD Note: lumino.cloud

Post by user ansfre

Italy xxxxx@gmail.com Aug 04, 2021 07:24

paid

Post by user paulinho

Hong Kong xxxxx@gmail.com Aug 03, 2021 19:15

Paid by fastly withdrawal as usual,This is one of the great Program!

Japan xxxxx@gmail.com Aug 02, 2021 07:46

2 Aug 04:52 Top-up account Through ePayCore U456263993455 25.89 $ Balance: 50.27 $ Transaction status Done Transaction number 162332002979 Transaction note lumino.cloud

Post by user ansfre

Italy xxxxx@gmail.com Aug 01, 2021 21:41

paid

Post by user paulinho

Korea, Republic of xxxxx@gmail.com Aug 01, 2021 18:12

Still paying! Great program ever, always paid for small and big invest. Thanks

Post by user hac999

Germany xxxxx@ymail.com Aug 01, 2021 17:05

1 Aug 21:33 Top-up account Through ePayCore U456263993455 9.99975 $ Balance: 10 $ Transaction status Done Transaction number 688712714339 Transaction note lumino.cloud

Canada xxxxx@gmail.com Aug 01, 2021 15:25

1 Aug 20:58 Top-up account Through ePayCore U456263993455 19.9995 $ Balance: 55 $ Transaction status Done Transaction number 086370433989 Transaction note lumino.cloud

Korea, Republic of xxxxx@gmail.com Jul 30, 2021 18:42

31 Jul 01:52 Top-up account Through ePayCore U456263993455 20.1 $ Balance: 69.4 $ Transaction status Done Transaction number 289843510110 Transaction note lumino.cloud

Post by user preagony

Hong Kong xxxxx@outlook.com Jul 30, 2021 18:09

Top-up account Through ePayCore U456263993455 10.05 $ Balance: 36.8 $ Transaction status Done Transaction number 503617089351 Transaction note lumino.cloud

Post by user ansfre

Italy xxxxx@gmail.com Jul 29, 2021 01:20

paid

Post by user ansfre

Italy xxxxx@gmail.com Jul 27, 2021 14:06

paid

Post by user ansfre

Italy xxxxx@gmail.com Jul 26, 2021 13:41

Funds have been transferred to your account. Operation ID: 414393794820 Operation Date: 26.07.2021 16:36 Status: Completed Sender's account: ePayCore U456263993455 Amount: 50.25 USD Note: lumino.cloud

Post by user ansfre

Italy xxxxx@gmail.com Jul 25, 2021 12:53

paid

Hong Kong xxxxx@gmail.com Jul 25, 2021 10:32

25 Jul 12:56 Top-up account Through ePayCore U456263993455 20.1 $ Balance: 390.53 $ Transaction status Done Transaction number 564179138106 Transaction note lumino.cloud

Post by user ansfre

Italy xxxxx@gmail.com Jul 24, 2021 09:42

paid

Post by user ansfre

Italy xxxxx@gmail.com Jul 22, 2021 17:05

paid

Post by user ansfre

Italy xxxxx@gmail.com Jul 21, 2021 10:06

paid

Russian Federation xxxxx@gmail.com Jul 20, 2021 11:24

the project pays!

Post by user ansfre

Italy xxxxx@gmail.com Jul 20, 2021 08:19

paid

Post by user ansfre

Italy xxxxx@gmail.com Jul 19, 2021 07:08

paid

Post by user qingshuizhuyu

China xxxxx@126.com Jul 18, 2021 02:37

Got paid,thanks admin.

Post by user losive

Japan xxxxx@gmail.com Jul 17, 2021 15:31

got paid,thanks

Post by user wythe

Russian Federation xxxxx@gmail.com Jul 17, 2021 01:38

The amount of 10.05 USD has been deposited to your account. Accounts: U29546979->U*****. Memo: API Payment. Autopayment from the project LUMINO.. Date: 01:30 17.07.21. Batch: 406353856.

Post by user ansfre

Italy xxxxx@gmail.com Jul 15, 2021 14:08

Funds have been transferred to your account. Operation ID: 660343194203 Operation Date: 15.07.2021 17:06 Status: Completed Sender's account: ePayCore U456263993455 Amount: 10.05 USD Note: lumino.cloud

Post by user losive

China xxxxx@gmail.com Jul 14, 2021 10:48

got paid,thanks

Post by user wythe

Japan xxxxx@gmail.com Jul 13, 2021 08:35

The amount of 10.05 USD has been deposited to your account. Accounts: U29546979->U*****. Memo: API Payment. Autopayment from the project LUMINO.. Date: 09:30 12.07.21. Batch: 405420450.

Post by user polous007

China xxxxx@gmail.com Jul 12, 2021 09:27

Operation ID: 116363484630 Operation Date: 12.07.2021 12:26 Status: Completed Sender's account: ePayCore U456263993455 Amount: 10.05 USD

zeppelincars.comalbet.iohyipcustomize.com ship-alliance.comcar-company-ltd.comwego-trade.iomi-trade.iojaemoney.ltdtradexp.netANOLA.iobullzap.topbitaldar.iosmart-trade.worldzeppelincars.comcloner.ccinvest-card.comexfunds.comt3invester.comexbonde.comzetbull.comtorbits.top

Top Insurance Programs

πŸ”₯Wego Trade
πŸ₯‡Invest-Card
πŸ₯ˆCoinTerra.io
πŸ₯ˆTorBits
πŸ₯ˆANOLA.io
πŸ₯ˆCloner.cc
πŸ₯‰BullZap
πŸ₯‰Mi-Trade.io
πŸ₯‰Ex Funds
πŸ₯‰InfinityProfits
πŸ₯‰Smart-Trade CORP LTD
πŸ₯‰BitAldar
πŸ₯‰TradeXP
πŸ₯‰Zeppelin Cars Limited
πŸ₯‰J.A.E Money LTD
πŸ₯‰Alpha Invest Group
πŸ₯‰ZetBull Limited
πŸ₯‰Car-Company-Ltd
πŸ₯‰Lutex Ltd.
πŸ₯‰Crypto-Guild
πŸ₯‰T3Invester
πŸ₯‰Uptrend Value
πŸ₯‰Ship Allianc Ltd
πŸ₯‰Bright Right Investments
πŸ₯‰Yacht-Company
πŸ₯‰Champions League
πŸ₯‰SolBitAr LTD
πŸ₯‰TradeUnos
πŸ₯‰CryptoFarm LTD
πŸ₯‰FxHourly
πŸ₯‰Leverage Trades

Top Deposited Last 10 Days

πŸ”₯ Ex Funds $35809
πŸ₯‡ Rite7 LTD $29303
πŸ₯ˆ ALBET.io $20920
πŸ₯ˆ ZetBull Limited $20564
πŸ₯ˆ Cloner.cc $17307
πŸ₯ˆ TRADE INVESTMENTS $16378
πŸ₯‰ CityBuildTrade.com $12157
πŸ₯‰ FxHourly $10327
πŸ₯‰ CRYPTO MINING ENERGY $10200
πŸ₯‰ Mining House Trade LTD $8298
πŸ₯‰ Logic Pro $7887
πŸ₯‰ BullZap $7367
πŸ₯‰ Bright Right Investments $6797
πŸ₯‰ Zion Finance Ltd $5702
πŸ₯‰ SolidTradeBank $5300
πŸ₯‰ Wego Trade $4681
πŸ₯‰ BlackCryptoMining $4580
πŸ₯‰ CRYPTO MINING TRADE LTD $4164
πŸ₯‰ TorBits $3997
πŸ₯‰ CoinTerra.io $3949

Statistics

Warning to All Of Our Visitors !!

For Your Attention, All online investments are extremely risky, investment should be cautious.

You should check what others comment on the programs, is it real paying , does the project pay all investors or only pay small investors & monitors. We don't give practice, all investment decisions are up to you !!!

We are not responsible for solving the problem if the project doesn't pay !!

Your money is yours, you must be responsible for your own profits and losses . Even if you lose money, don't complain to us !!! You've been warned about the hazards !!

Btw, invest-tracing.co run by SCAMMER, it is NOT belong to us !!!!

Thank you

Latest Votes

BullZap 2021-08-04
The amount of 8.1 USD has been deposited to your account. Accounts: U30582457->U2750066. Memo: API Payment. Withdraw to babsoo from bullzap.top.. Date: 17:24 04.08.21. Batch: 410350585.
TradeXP 2021-08-04
https://tradexp.net/?a=withdraw&say=processed&batch=410350013
KpkPerspective 2021-08-04
ΠŸΠΎΠ»ΡƒΡ‡ΠΈΠ» Π²Ρ‹ΠΏΠ»Π°Ρ‚Ρƒ! Бпасибо Π°Π΄ΠΌΠΈΠ½Ρƒ! 0.00069929 BTC (27,47 $) https://www.blockchain.com/btc/tx/a7e820f7d89d29b5dc7f151401874a528d9f0f562d73b05bf56ff6328208b732
Mi-Trade.io 2021-08-04
https://mi-trade.io/?a=withdraw&say=processed&batch=410349436
Invest-Card 2021-08-04
https://invest-card.com/withdraw/say/processed/batch/410349456
Invest-Card 2021-08-04
https://invest-card.com/withdraw/say/processed/batch/410348802
Invest-Card 2021-08-04
https://invest-card.com/withdraw/say/processed/batch/410348381
BlackCryptoMining 2021-08-04
What an amazing program!!! I didn't trust, but today I received payment from 11 days VIP plan!!! Thank you guys, I'm really love you all! 0.12672320 BTC (4 978,78 $) https://www.blockchain.com/btc/tx/6e31873928928c824487bcd806d354b7a28bbb04578ae297b02d968aa46e2a2d
Invest-Card 2021-08-04
The amount of 101.5 USD has been deposited to your account. Accounts: U30439605->U2750066. Memo: API Payment. Withdraw to babsoo from invest-card.com.. Date: 17:09 04.08.21. Batch: 410347571.
KpkPerspective 2021-08-04
Received: +18,40 $ Hash: d92115afebaf19b6a2cdcb95d19711112d567567b84b0c8b3521aee866627426
BlackCryptoMining 2021-08-04
Received: +2 706,64 $ Hash: cbbea6d6eefca0eb3d9d26e9dbe3bca1b19c165f10eb3c00c7e76ad764479636
Lumino 2021-08-04
got paid,thanks
TorBits 2021-08-04
Minimum withdraw is 3 pm
KpkPerspective 2021-08-04
14:49 04.08.21 Receive 410315120 KPKPerspective +7.12 USD
BlackCryptoMining 2021-08-04
14:34 04.08.21 Receive 410314740 BLACKCRYPTOMINING +630.69 USD

Latest Hyips

1.50% daily for 20 Days; 2.00% daily for 50 Days; 3.00% daily for 100 Days (Principal Return) 10% - 11% - 15% - 16% Daily Forever 10% Daily / 15% Daily / 20% Daily / 25% Daily RIO 225% AFTER 5 DAY 0.10% - 0.25 hourly for 1400 Hours ; 10% - 15% daily for 11 Days
101% - 120% - 150% after 1 Day 7% - 8% - 10% - 15% Daily Forever 1% daily for 150 - 200 -360 Days ; 300% After 150 Days ; 600% After 200 Days ; 2000% After 360 Days
2.5% hourly for 48 Hours, 350% after 10 Days, 700% after 15 Days, 1400% after 20 Days 0.6% - 1.2% daily for 22 - 244 Days (Principal Return) 0.5% daily for 1 Month, 1.0% daily for 1 Month, 1.2% daily for 1 Month -- Principal Back at any time with 3.00% - 10% fee
4.2% daily Until 220 ROI (The interest is increase +0.1% daily) 2% - 2.5% - 3% - 3.5% daily for 1 Year (Principal Included) 10% to 14% Daily Forever
8% - 9% - 10% - 12% Daily Forever 0.03% - to 1% Hourly Forever 0.05% Hourly Forever, 1.04% Hourly For 100 Hours, 21% Daily For 5 Days, 2.5% Hourly For 50 Hours, 150% After 1 Day
1% - 1.5% daily for 30 days (Principal Return) | 5% - 15% hourly for 24 Hours | 200% - 300 after 10 Days Earn up to 5% Daily -- You can unlock your funds after a minimum period of 7 days. (Get a free $20 USD bonus just for signing up!)
1% to 3% per day Forever -- $3 fee Bonus 103% - 125% after 1 Day, 118% - 185% after 3 Days,200% - 310% after 5 Days,250% - 420% after 7 Days, 400% - 625% after 9 Days 2.47% hourly for 42 Hours ; 1.83% hourly for 62 Hours ; 1.58% hourly for 82 Hours ;1.86% hourly for 102 Hours
0.8% - 0.9% - 1% hourly Forever; 500% after 12 Days 108% after 10 Days, 4.5% daily for 30 Days, 5% daily for 30 Days, 25% Weekly for 6 Weeks
1.5% daily for 20 Days (principal back); 2.5% daily for 30 Days (principal back); 8% daily for 20 Days (principal included); 200% after 1 Month

Latest Payout

T3Invester $11.82
Best Time Trade $2.14
CloudChia.biz $14
Leverage Trades $9
OnlineDividends $6
Mining House Trade LTD $9.81
CRYPTO LTD $11.51
Earnings.pro $8.26
Croft Fund $4.42
LightassetsLtd $1
LuxIoProfit $1
CryptoFarm LTD $55.9
InfinityProfits $10
BitcoBid Limited $16
Wego Trade $108.8

Latest Scams

LargeProfit.top
Tropic-Fast
Bulavr.cc
HBC
India Finance LTD
Twinance
BitGenius.net
ExpertBtcTrade
Cryptoworth
HourPaid
Pegas.one
Advolix.com
BEDUX PRO-TRADERS
Nixvel Limited
Nexa Trade

Recent Tweets Posts

Latest News

Dear Tradexp Investors, This message is to inform you that we have added the epaycore.com payment option to our services, Interested investors can now make deposits and withdrawals using this medium. The minimum deposit is 50$ why Minimum withdrawal is 10$ this also goes for Bitcoin, Ethereum, Litecoin, Dash, Dogecoin only Perfect Money(PM) has a minimum deposit amount of 1$ Best Regards, Tradexp Support Team
Ai-Medicine.tech Update 2021-06-18 20:00:54
Ai-Medicine Update USDT (TRC -20) and BNB (Binance Coin) have been added for deposit and withdrawal options! Now more and more updates are available. Expect soon next one. With love and passion we are updating our website, because YOU deserve the BEST ! 🦾🦾🦾

Top Investors This Month

πŸ”₯losive $10905
πŸ₯‡karelking $8208
πŸ₯ˆdick911 $5000
πŸ₯ˆdetanat $5000
πŸ₯ˆpreagony $3750
πŸ₯ˆ72anton $2908
πŸ₯‰ansfre $2703
πŸ₯‰shams3350 $2500
πŸ₯‰polous007 $2487
πŸ₯‰wilfred203 $2470
πŸ₯‰niriman561 $2410
πŸ₯‰paulinho $2162
πŸ₯‰abwaqi $2147
πŸ₯‰jereajali $2076
πŸ₯‰komissar $1960
πŸ₯‰wythe $1813
πŸ₯‰livewell $1725
πŸ₯‰vasilii $1715
πŸ₯‰gamer $1660
πŸ₯‰epoint $1560

Top Investors Last Month

πŸ”₯karelking $35963
πŸ₯‡polous007 $28943
πŸ₯ˆwythe $24706
πŸ₯ˆmayvis $23962
πŸ₯ˆjereajali $21385
πŸ₯ˆpaulinho $20944
πŸ₯‰hanguyen310 $19921
πŸ₯‰sou $16877
πŸ₯‰losive $16136
πŸ₯‰72anton $16110
πŸ₯‰abwaqi $16108
πŸ₯‰gagnepain $16000
πŸ₯‰porsche $14990
πŸ₯‰quella $14952
πŸ₯‰hac999 $12846
πŸ₯‰jekich $12700
πŸ₯‰niriman561 $12687
πŸ₯‰vasilii $12031
πŸ₯‰mzarain111 $10809
πŸ₯‰shams3350 $10600

Top Investors This Week

πŸ”₯karelking $10454
πŸ₯‡gagnepain $10000
πŸ₯ˆprema $4700
πŸ₯ˆmzarain111 $4523
πŸ₯ˆwythe $4214
πŸ₯ˆabwaqi $4200
πŸ₯‰ivan23 $4065
πŸ₯‰polous007 $3908
πŸ₯‰preagony $3749
πŸ₯‰ansfre $3686
πŸ₯‰freedomdaide $3646
πŸ₯‰niriman561 $3630
πŸ₯‰wilfred203 $3504
πŸ₯‰72anton $3477
πŸ₯‰jekich $3300
πŸ₯‰komissar $3110
πŸ₯‰quella $3094
πŸ₯‰vasilii $3080
πŸ₯‰jereajali $2902
πŸ₯‰khaphuc2009 $2500

Top Investors This Month

πŸ”₯karelking $6775
πŸ₯‡dick911 $5000
πŸ₯ˆdetanat $5000
πŸ₯ˆpreagony $3655
πŸ₯ˆ72anton $2380
πŸ₯ˆansfre $2036
πŸ₯‰shams3350 $2000
πŸ₯‰niriman561 $1930
πŸ₯‰abwaqi $1927
πŸ₯‰wilfred203 $1870
πŸ₯‰jereajali $1836
πŸ₯‰polous007 $1779
πŸ₯‰livewell $1725
πŸ₯‰komissar $1660
πŸ₯‰paulinho $1660
πŸ₯‰gamer $1610
πŸ₯‰vasilii $1297
πŸ₯‰humanhyip $1201
πŸ₯‰epoint $1170
πŸ₯‰ruan $1115
πŸ₯‰qingshuizhuyu $1086
πŸ₯‰btcincome $1000
πŸ₯‰janeair $1000
πŸ₯‰wythe $923
πŸ₯‰anevskiy $900
πŸ₯‰ssava $780
πŸ₯‰ufldbusiness $772
πŸ₯‰losive $750
πŸ₯‰jekich $700
πŸ₯‰ttarrass $700
πŸ₯‰mayvis $671
πŸ₯‰rendacerta $630
πŸ₯‰existens $620
πŸ₯‰yuninv $600
πŸ₯‰heatstreak $600
πŸ₯‰svetlaya $565
πŸ₯‰marrcelo $555
πŸ₯‰porsche $508
πŸ₯‰hanguyen310 $501
πŸ₯‰bzwx $500
πŸ₯‰alibilawal $500
πŸ₯‰prema $500
πŸ₯‰alex1805f $500
πŸ₯‰ilona $500
πŸ₯‰alexcandr $500
πŸ₯‰aktifspor $470
πŸ₯‰sou $450
πŸ₯‰nymburk $420
πŸ₯‰bitcot $411
πŸ₯‰robka $400

Top Investors This Quarter

πŸ”₯mayvis $149602
πŸ₯‡hyip777 $136069
πŸ₯ˆpaulinho $134332
πŸ₯ˆwythe $116123
πŸ₯ˆlosive $109735
πŸ₯ˆleiming1983 $76013
πŸ₯‰hac999 $73767
πŸ₯‰tepmoshop $72063
πŸ₯‰summer $57212
πŸ₯‰daewoohh $47794
πŸ₯‰komissar $43099
πŸ₯‰cheng2005 $42864
πŸ₯‰karelking $42738
πŸ₯‰qingshuizhuyu $41268
πŸ₯‰sou $40446
πŸ₯‰anevskiy $39937
πŸ₯‰jekich $37770
πŸ₯‰grek8310 $37055
πŸ₯‰porsche $32483
πŸ₯‰polous007 $30722
πŸ₯‰freedomdaide $29042
πŸ₯‰weohun $28726
πŸ₯‰one $26844
πŸ₯‰ssava $26782
πŸ₯‰ttarrass $26253
πŸ₯‰bzwx $25868
πŸ₯‰heatstreak $25006
πŸ₯‰aldrintan $24904
πŸ₯‰jereajali $23221
πŸ₯‰dominika $22452
πŸ₯‰obama $21714
πŸ₯‰kacemtrans $21442
πŸ₯‰find1way $20897
πŸ₯‰janalpha $20754
πŸ₯‰hphuctran $20632
πŸ₯‰gg1239 $20046
πŸ₯‰namdeptrai $19302
πŸ₯‰tuhaoz $19130
πŸ₯‰hanguyen310 $18921
πŸ₯‰experiencedinv $18843
πŸ₯‰humanhyip $18730
πŸ₯‰72anton $18490
πŸ₯‰gamer $18145
πŸ₯‰immune $18071
πŸ₯‰abwaqi $18035
πŸ₯‰ggy123 $17100
πŸ₯‰werwolf $17054
πŸ₯‰tony81 $16284
πŸ₯‰pilot2014 $16022
πŸ₯‰gagnepain $16000

Top Investors This Year

πŸ”₯ansfre $201804
πŸ₯‡mayvis $190501
πŸ₯ˆxmel $159705
πŸ₯ˆpolous007 $153553
πŸ₯ˆrucker $147538
πŸ₯ˆporsche $129528
πŸ₯‰sou $128257
πŸ₯‰losive $127676
πŸ₯‰paulinho $119764
πŸ₯‰01igarx $106900
πŸ₯‰adaro25 $105573
πŸ₯‰anton72 $102777
πŸ₯‰kissmek $101780
πŸ₯‰kenken $101620
πŸ₯‰daewoohh $90965
πŸ₯‰komissar $82082
πŸ₯‰lina386 $77097
πŸ₯‰hac999 $76045
πŸ₯‰jekich $73754
πŸ₯‰72anton $72884
πŸ₯‰qingshuizhuyu $52660
πŸ₯‰bzwx $50873
πŸ₯‰cheng2005 $49789
πŸ₯‰karelking $46164
πŸ₯‰sspeed $44186
πŸ₯‰olexar $43463
πŸ₯‰gamer $42094
πŸ₯‰abwaqi $40927
πŸ₯‰anevskiy $39986
πŸ₯‰ssava $38862
πŸ₯‰muntian $37334
πŸ₯‰heatstreak $33490
πŸ₯‰weohun $28581
πŸ₯‰tukki $26042
πŸ₯‰ttarrass $25667
πŸ₯‰wythe $25629
πŸ₯‰freedomdaide $25609
πŸ₯‰abccrypto $25304
πŸ₯‰tolst67 $24971
πŸ₯‰jereajali $23221
πŸ₯‰werwolf $22572
πŸ₯‰hanguyen310 $21517
πŸ₯‰existens $21403
πŸ₯‰tepmoshop $20100
πŸ₯‰tronmax20 $19647
πŸ₯‰prema $19628
πŸ₯‰tina $19368
πŸ₯‰shams3350 $18731
πŸ₯‰robka $18722
πŸ₯‰kuzya $17554

Payment Systems

bestinvestor.ru
profvest.com
Bestbtcsites.com
profvest.com
profit-hunters.biz